In the case where the savings deposit constitutes joint marital property, if the husband or wife whose name is on the savings book pledges it to secure a bank loan without the other spouse’s knowledge, the question arises as to whether such a pledge contract is legally valid. In today’s economy, credit transactions through banks […]
At present, bank guarantees have become a bridge between trust and responsibility. For non-resident individuals and organizations, despite geographical distance, obligations must still be secured in a clear and reliable manner. Accordingly, a guarantee is not only a financial instrument but also a declaration of the competence, credibility, and vision of credit institutions in an […]
In order to improve the legal framework on foreign investment in the financial and banking sector, while enhancing the safety of the credit system, the Government has promulgated Decree No. 69/2025/ND-CP, amending a number of provisions of Decree No. 01/2014/ND-CP. This move focuses on resetting the shareholding limits of foreign investors in a more stringent […]